Approvals & Denials
If you have or had experience with a creditor/lender, share it with us by filling
in the form below. If you recently applied for credit, you can share your experience,
whether you were approved or denied, if denied the reason for it, and so on. This information
you provide is non-identifiable, and the next viewer can use this info to help them make
an educated decision on which creditor/lender he/she should apply to. If you haven't
applied for credit, use this info to your advantage and apply to lender that best fits your
credit criteria. To view info posted by others, click A & D Search! Thanks again for your input!
Note: In an effort to keep the integrity of this database, we ask that you only submit
your actual FICO score from
Transunion & Equifax. Experian uses the Plus Score and
Vantage Score; this can possibly create confusion. The Plus Score ranges from 330-830
(similar range as with Fico), however, the Vantage
Score ranges form 501-990 (quite different from the FICO & Plus Score). So in an attempt
to keep things simple and have everyone on the same page, we ask that you post your actual FICO
Score for Equifax and
Transunion, and under the "Experian
Credit Score" you can post either your Vantage or Plus
score but in either case, let everyone know which one in the "Optional Details" section.
You can see how this could confuse anyone, so this is our attempt to keep things simple. Thanks
for your help! For more info on the different scoring models, please read
Credit FAQs